Your customers pay in installments. You get your money immediately. No cancellations!
With the financing models from Breakthrough Consulting, you will sign up more customers.
You receive the total amount immediately.
Your customers pay conveniently starting at $50 per month.
We take care of the processing.
- As a coach or consultant, you have a great offer that could benefit so many people. But many simply cannot afford it.
- So should you lower your prices and sell yourself short, or offer payment in installments and play the bank yourself?
- No. Thanks to our partnership with over 52 banks, you can offer your customers installment payment options starting at $50 per month and still receive the full amount in your account immediately.
Financing from €5,000 to €80,000
12-120 monthly installments
Low interest rates and free special repayments for your customers
For you, this means
More deals.
More revenue.
More cash flow.
These trainers, coaches, and consultants trust us
What our customers say
Dawid Przybylski
Business TrainerDawid Przybylski
Business TrainerWe were surprised that customers upgraded to a completely different package thanks to the financing, because they said that the financing allowed them to afford much more and suddenly we had a completely different cash inflow...
Dawid Przybylski
Business TrainerDawid Przybylski
Business Trainer- Phone: +123456789
- Email: example@gmail.com
- Address: Germany
Tim Rübenach
CEO at DT Phoenix Trading GmbHTim Rübenach
CEO at DT Phoenix Trading GmbHStatistically speaking, I now know that out of over 800 financing deals, the cancellation rate is perhaps 0.2%, which means you can charge much higher product prices…
Tim Rübenach
CEO at DT Phoenix Trading GmbHTim Rübenach
CEO at DT Phoenix Trading GmbH- Phone: +123456789
- Email: example@gmail.com
- Address: Germany
Mario Amadori
E-Com ConsultingMario Amadori
E-Com ConsultingMy profit margin has more than doubled, I've been able to hire significantly more coaches and employees... it was one of the best decisions of my life to go down this path with Breakthrough Consulting, raise my prices, and have the cash flow upfront...
Mario Amadori
E-Com ConsultingMario Amadori
E-Com Consulting- Phone: +123456789
- Email: example@gmail.com
- Address: Germany
The number one problem in sales for you as a trainer, coach, consultant, or expert:
Das Nr. 1 Problem im Vertrieb für dich als Trainer, Coach, Berater oder Experte:
Your offer is exactly what your customers are looking for. They are convinced, eager to get started—and you know this will be their breakthrough.
But then comes the decisive break: They cannot afford your offer “up front.”
You let the customer go.
You lower your price.
Du gehst mit deinem Preis runter.
to offer the customer other payment options.
Du bietest dem Kunden andere Zahlungsmöglichkeiten an.
Processing your customers via payment providers such as PayPal or Klarna:
Processing your customers via payment providers such as PayPal or Klarna:
Severe restriction: PayPal and Klarna only offer installment payment plans for invoice amounts up to a maximum of €5,000 gross and only for a term of up to 24 months. If your (upsell) offer exceeds this amount, this option is not available.
High monthly installments: Due to the short terms, your customers have to expect significantly higher installments.
High interest rates: The interest rates for your customers are usually in the double digits. This means that they pay back significantly more than they originally purchased.
Multiple credit checks: Even simultaneous requests to PayPal and Klarna can affect your customers' credit scores and impair their creditworthiness.
Installment payments processed via CopeCart or Digistore:
Installment payments processed via CopeCart or Digistore:
Limited amounts: Like PayPal and Klarna, payment processors such as CopeCart and Digistore only offer limited installment payment options. If your coaching fee is too high, the monthly installment will be too expensive for your customer and they will drop out
No immediate cash flow: You don't get the money right away – it is transferred with a delay, which leads to massive cash flow problems.
You bear the risk of non-payment: If the customer does not pay, you bear the full risk of default and are often left with outstanding receivables.
High surcharges: Due to the delayed cash flow, you have to charge your customers high installment payment surcharges to minimize the risk of default.
Offer your own installment payments:
Offer your own installment payments:
Poor cash flow: If you offer installment payments yourself, you don't get the money right away. This limits your liquidity.
The risk of non-payment lies with you: If the customer doesn't pay, you have to take care of collecting the outstanding receivables and the dunning and legal proceedings yourself. This is not only tedious and time-consuming, but also financially risky.
PayPal vs. CopeCart vs. Breakthrough
Characteristics
PayPal / Klarna
CopeCart / Digistore
Breakthrough
PayPal vs. CopeCart vs. Breakthrough
PayPal / Klarna
- Bis zu 120 Monatsraten
-
Angebote bis zu
80.000 € finanzierbar - Niedrige Zinssätze
- Kein Risiko bei offenen Zahlungen
- Auszahlung sofort
- Cashflow garantiert
CopeCart / Digistore
- Bis zu 120 Monatsraten
-
Angebote bis zu
80.000 € finanzierbar - Niedrige Zinssätze
- Kein Risiko bei offenen Zahlungen
- Auszahlung sofort
- Cashflow garantiert
Breakthrough Consulting
- Bis zu 120 Monatsraten
-
Angebote bis zu
80.000 € finanzierbar - Niedrige Zinssätze
- Kein Risiko bei offenen Zahlungen
- Auszahlung sofort
- Cashflow garantiert
The Breakthrough Consulting payment model for stable cash flow and satisfied customers
Sell significantly higher-value coaching and consulting programs
For the same monthly fee, you can sell significantly higher-value services.
Immediate payouts without waiting
Unlike other providers, you get your money immediately. No waiting, no delays, no blocked accounts – your liquidity is always secured.
No impact on your customers' credit scores
Your customers' credit scores will not be negatively affected when you apply for financing.
Secure cash flow
Thanks to Breakthrough Consulting GmbH's financing models, you can secure a stable, cancellation-free cash flow right from the start.
Flexible terms from 12 to 120 months
Thanks to flexible terms, extremely low monthly installments are possible. For example, with a loan amount of €5,000, monthly installments start at just €56.04*.
No risk of payment defaults
In the event of payment defaults, you bear no risk. You receive your money immediately and without unwanted claims for repayment.
Financing amounts from $5,000 to $80,000 possible
You can sell seminar, coaching, and consulting services for up to $80,000—and that with exceptionally attractive terms for your customers.
Das Zahlungsmodell von Breakthrough-Consulting
für stabilen Cashflow und zufriedene Kunden
Das Zahlungsmodell von Breakthrough-Consulting für stabilen Cashflow und zufriedene Kunden
Gesicherter Cashflow
Dank der Finanzierungsmodelle der Breakthrough-Consulting-GmbH sicherst du dir einen stabilen, stornofreien Cashflow - und das von Anfang an.
Deutlich höhere Coaching- und
Consulting-Programme verkaufen
Für die gleiche monatliche Belastung kannst du deutlich höherwertige Angebote verkaufen.
Sofortige Auszahlungen ohne
Wartezeit
Im Gegensatz zu anderen Anbietern bekommst du dein Geld sofort. Keine Wartezeiten, keine Verzögerungen, keine Sperrkonten – deine Liquidität bleibt immer gesichert.
Flexible Laufzeiten von
12 bis 120 Monaten
Dank flexibler Laufzeiten sind extrem niedrige Monatsraten möglich. Bei 5.000 € Darlehenssumme z.B. schon ab 56,04 €* monatlich möglich.
Finanzierungssummen von
5.000 € bis 80.000 € möglich
Du kannst Seminar-, Coaching- und Consulting-Dienstleistungen zu einem Betrag von bis zu 80.000 € verkaufen - und das bei außerordentlich attraktiven Konditionen für deine Kunden
Kein Risiko bei Zahlungsausfällen
Im Fall von Zahlungsausfällen trägst du kein Risiko. Du bekommst dein Geld sofort und ohne ungewollte Rückforderungen.
Keinen Einfluss auf Schufa
-Score deiner Kunden
Bei einer Anfrage für eine Finanzierung wird die Schufa deines Kunden nicht negativ beeinflusst.
*Non-binding sample calculation in accordance with PANGV, assuming good creditworthiness; net loan amount: €5,000, term 120 months, all assumed customers receive 6.39% effective annual interest rate, total amount: €6,724.73; offer from Deutsche Kreditbank, offer subject to change; as of April 21, 2025; current terms and conditions available on request)
How is this possible?
Thanks to close cooperation with over 52 renowned banks, savings banks, and credit unions, you get access to exclusive financing options like no other.
After successful onboarding, you will receive exclusive access to over 22 different financing options for your customers – all with just one point of contact. Thanks to fully digitalized sales channels, there is no need to wait for bank appointments. Your customers can usually get a financing appointment with us on the same evening or the next day at the latest.
Advantages for your customers
- Lower monthly payments thanks to longer terms
- Special repayment options and flexible adjustment of installments
- Tax advantages through the deduction of training costs
- 100% commission thanks to complete cancellation-free payment receipt
- Maximum motivation thanks to quick, visible monetary success
- More cash flow because everything is liquidated immediately at 100%.
Advantages for your sales team
Advantages for you as a coach
- More deals, as more customers can afford the lower rates
- More revenue, as you can now sell at higher prices
- More cash flow, as everything is liquidated immediately at 100%.
BUT: It’s not enough to just offer a good financing option—you also have to make your customers want to take advantage of it.
This means that you and your sales team must be able to sell your offer on a credit-financed basis.
That’s why we offer you a “comprehensive package” that ensures that, from the initial setup to the closing and upselling, you can always get the most out of all your prospects and inquiries. The vast majority of trainers and coaches don’t fail because of a lack of leads, but rather because they convert far too few of their leads into ongoing cash flow!
3 steps to more cash flow
Step 1: Joint onboarding
During onboarding, you and your team will receive access to the joint WhatsApp group, the tracking system, and the member area. We will train your team and provide all the necessary resources and templates for the professional transfer of your financing requests to our experts.
Step 2: Book financing appointments
After you have sold your offer with the “Financing commitment” option, you forward your prospective customer to us in a professional manner and book an appointment with one of our financing experts together with them. We then take care of the rest of the brokerage (including obtaining, reviewing, and processing all documents) with your customers.
Step 3: More cash flow
You benefit from immediate liquidity in your account, increased closing rates thanks to lower entry barriers for your customers, and reduced payment defaults to 0.
How you can work with us
- Sign up for a free initial consultation. During this consultation, we will work with you to analyze whether your customers and your offering are suitable for our financing model and whether we can help you get the most out of all your leads and potential customers.
- You will then receive a clear strategy for implementation in a financing concept meeting. Here you will find out exactly how much untapped potential you have, both in terms of new customer acquisition and among your existing customers.
About us
Kiara Ickstadt
Sales-Managerin & Customer SupportWenn Dir ein Design ins Auge sticht oder ein Layout einfach stimmig wirkt, steckt wahrscheinlich Kiara dahinter. Mit Herz und Leidenschaft sowie einem feinen Gespür für Ästhetik bringt sie frische Ideen und klare Linien in jedes visuelle Projekt. Sie sorgt dafür, dass Inhalte nicht nur wirken – sondern auch im Kopf bleiben. Ob Markenauftritt, Visuals oder Präsentationen: Kiara achtet auf jedes Detail, damit jede Botschaft visuell genau das rüberbringt, was sie soll.
Michael Ebert
Managing Director and Financing ExpertMichael Ebert is Germany's leading financing expert in the field of continuing education. As a trained banker, banking specialist, and qualified portfolio manager, he has over 13 years of experience as an independent financing broker. Together with his team, he successfully works with more than 128 trainers, coaches, consultants, and top experts, processing around 2,500 loan agreements annually.
Chiara Sorace
HR-ManagerinChiara ist unsere HR-Managerin und sorgt unter anderem dafür, dass hier stets mehr als genug Finanzierungsexperten am Start sind, sodass für dich dauerhaft sichergestellt ist, dass deine Anfragen schnell, gewissenhaft und zuverlässig bearbeitet werden können.
Our location
Our headquarters are located in Aschaffenburg. Thanks to 100% digitalization, everything runs online—making it as convenient, simple, and straightforward as possible for your customers and for you. This allows us to support consultants, coaches, and trainers throughout Germany.
Frequently asked questions about financing solutions from Breakthrough Consulting
What is Breakthrough Consulting and how does it help me as a coach?
Breakthrough Consulting offers you, as a trainer, coach, consultant, or expert, several options for offering your customers high-priced services starting at €5,000 with minimal monthly payments on a financed basis. This allows significantly more customers to afford your services and pay 100% of your asking price.
How does financing through Breakthrough Consulting work?
With Breakthrough Consulting, you can offer your customers flexible financing options for offers between €5,000 and €80,000. Your customer repays their investment in small monthly installments and you receive 100% of the money immediately—without any delays. This allows you to keep your cash flow stable and close more deals. By working with over 52 banks, you gain access to a wide range of financing options.
What advantages does Breakthrough Consulting offer compared to PayPal, Klarna, and CopeCart?
Compared to other payment service providers such as PayPal, Klarna, CopeCart, or Digistore, Breakthrough-Consulting offers many advantages for trainers and coaches: You can continue to offer your high-priced programs starting at €5,000 to your customers at very low monthly rates without having to wait months for your cash flow. Payouts in less than a week are the rule rather than the exception.
In addition, the interest rates for Breakthrough-Consulting's solutions are 100% in line with market rates and depend on creditworthiness, meaning that the vast majority of customers pay up to 50% less interest than with PayPal or Klarna.
Can my customers make early repayments on their loan? And what does that cost?
Yes, special repayments are possible with all financing options we offer. With most banks, this is also 100% free of charge. In a few exceptional cases, customers pay a 1% early repayment fee if they wish to repay their loan in full or in part ahead of schedule.
How does working with Breakthrough-Consulting affect my customers' credit score?
All inquiries made by us are “Schufa-neutral” for the customer, meaning that their score remains unchanged regardless of whether we make inquiries with one, three, or five banks.
What happens if a customer cannot pay their installments or falls behind with their bank?
Thanks to Breakthrough Consulting's solution, you are relying on a genuine financing solution and therefore bear no risk of payment default. This risk is borne entirely by the bank that ultimately granted the loan to the customer. If a customer fails to pay the financing installments, the bank will take care of collecting the outstanding payments. You receive the full amount transferred directly at the beginning and have nothing more to do with further debt collection.
How quickly will I receive my money?
As soon as financing has been approved, you will receive a message from us directly via WhatsApp. This means you can send your customer the invoice immediately after the financing has been approved. They will then transfer the money to you and can get started with you and your offer right away.
It usually takes between one and three business days to process a financing request (depending on the bank). Your advantage: We offer our premium customers appointments until 10 p.m. and are also available on weekends for financing discussions. This allows us to provide financing around the clock.
Which customers can be financed and which cannot?
Breakthrough Consulting GmbH specializes in financing B2C customers and has established over 22 exclusive financing options for trainers, coaches, consultants, and experts. We cannot finance customers who are unemployed, have a negative credit rating, are trainees, students, or only have a 520 EUR job.
In addition, we also offer financing options for B2B customers, provided they are no longer in the start-up phase. You will receive the exact financing criteria during a joint financing consultation.